Terms of Use

Effective Date: March 17, 2026

Use of Website

This website is intended for informational purposes and to facilitate consumer inquiries regarding mortgage-protection life insurance products and services. You agree to use this website only for lawful purposes and not to misuse, disrupt, or attempt unauthorized access to the website; submit false or misleading information; use automated systems, bots, or scrapers to access or extract data; or interfere with the functionality or security of the website.

No Guarantee of Coverage

Submitting information through this website does not guarantee eligibility, approval, or issuance of any insurance policy. All applications are subject to underwriting, carrier approval, policy terms, and state availability.

No Professional Advice

Content provided on this website is for general informational purposes only and does not constitute financial, legal, or tax advice. A licensed insurance professional should be consulted regarding your individual circumstances and any coverage decision.

Third-Party Services and Carriers

We may work with third-party insurance carriers, licensed agents, and service providers. Chesapeake Mortgage Life does not issue insurance policies directly and is not responsible for underwriting decisions, policy terms or coverage outcomes, claims handling, payment decisions, or the acts or omissions of third-party providers.

Intellectual Property

Unless otherwise stated, content on this website, including text, design, branding, graphics, and materials, is owned by or licensed to Chesapeake Mortgage Life. Content may not be copied, reproduced, modified, distributed, or used commercially without prior written permission, except as permitted by law.

Limitation of Liability

To the fullest extent permitted by law, Chesapeake Mortgage Life shall not be liable for direct, indirect, incidental, consequential, special, or exemplary damages arising from use of or inability to use this website; reliance on information provided through the website; communication or interaction with third-party providers; or errors, omissions, interruptions, or delays in information.

Indemnification

You agree to indemnify, defend, and hold harmless Chesapeake Mortgage Life and its affiliates, agents, and service providers from claims, damages, liabilities, costs, and expenses arising from your use of the website, your violation of these Terms, or information you submit through the website.

Modifications

We reserve the right to update or modify these Terms of Use at any time without prior notice. Continued use of the website after changes are posted constitutes acceptance of the revised Terms.

Governing Law

These Terms of Use are governed by the laws of the State of Maryland, without regard to conflict-of-law principles, except where applicable law requires otherwise.

Dispute Resolution

Any disputes arising from the use of this website will be resolved in accordance with applicable law. Nothing in these Terms limits any right or remedy that cannot lawfully be waived or restricted.

Contact

Chesapeake Mortgage Life
14320 Jarrettsville Pike, STE 277
Phoenix, MD 21131
443-363-0324
advisor@chesapeakemtg.com